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A J.C. Hart Apartment Community in Fishers, IN

How To Rent An Apartment In Fishers

August 30, 2023
Exterior of multi-level apartment building with attached garage.

Getting ready to rent your first apartment? Or maybe it’s been quite some time since you rented one, and now you’re going through the steps again. Here’s what you should to know about how to rent an apartment in Fishers, from determining your budget to picking the right apartment and completing the application.

What Can You Afford?

Open apartment floor plan with connected kitchen and living room.

Your opening task is to determine your budget. You wouldn’t want to fall in love with a floor plan only to realize it’s not possible from a monetary standpoint. Examine your budget prior to taking a tour of that fantastic two-bedroom unit with a view of the lake. Here’s some guidance to help you get started.

  • Look at your net income - what’s left after taxes - and take away your current bills (credit cards, loan payments, etc.).
  • Plan for unpredicted costs like flat tires and urgent healthcare. As a general rule, add 10 percent to your current bill amount.
  • Approximate expenses at your new unit, such as utility bills and groceries. If you’re not sure where to begin, assign $250 a month for both.
  • How commonly do you dine out? Approximate your entertainment and dining expenses per month.
  • What do you have left? This amount is what you can apply toward rent. This is a great time to figure out if you might want a roommate.

Selecting The Right Apartment In Fishers

Fitness center with aerobic and weight training equipment.

Checking out different communities and floor plans is enjoyable but also demanding of your time. Make sure you give yourself plenty of time to look - at least a couple months. Your initial step is to determine which area you want to live in. Do you wish to be close to your job or school? Are you looking in the city or in outlying areas? Is there shopping and nightlife close by? Choosing a specific location will save you a lot of time.

You in all likelihood already know how many bedrooms you’ll want, so you may direct your attention on picking your preferred floor plan. Then, you need to decide what amenities you would like. Is a fitness center or swimming pool non-negotiable? Do you have to have a pet-friendly community with a dog park? Answering these kinds of questions will simplify your search.

Finishing The Application Process

Designated dog park at apartment community.

After you’ve found an apartment, you must conclude the application process. You’ll want to come prepared with photo identification, documentation of income, and references. You’ll usually be charged an application fee to cover credit and background checks. If you plan on using a co-signer, ask about them before getting too far along, as they may not be permitted.

Your application process will typically involve the following:

  1. Pay the application fee
  2. Fill out an application form
  3. Anticipate background and credit checks
  4. Sign the agreement

When filling out the application, you should anticipate supplying this information:

  • Name, phone number, email, and current address
  • Employment and income
  • Prior address(es)
  • Dogs or other pets (if applicable)
  • Who to call in case of emergency
  • References - you may be asked to supply previous landlords or personal and professional references

Locate The Right Apartment At Spark Apartments

Leasing an apartment in Fishers isn’t hard to do at Spark Apartments. We offer a wide range of floor plans and amenities to accommodate your lifestyle. Schedule a tour to see our property or dial 463-210-1702 to speak with one of our friendly leasing representatives about how to rent one of our apartments in Fishers.